Online PA-Life-Accident-and-Health Practice Test - Free Sample Exam Questions

Boost your Pennsylvania PA Life Accident and Health certification preparation with our free online PA-Life-Accident-and-Health practice test. Sample Pennsylvania Insurance PA-Life-Accident-and-Health exam questions, identify knowledge gaps, and pass on your first attempt by achieving efficient Results.

Question 1

An insurance producer is appointed to transact insurance on behalf of

Options :

A : the Insurance Commissioner.

B : the Commonwealth of Pennsylvania.

C : the appointing insurer.

D : all insurers.

Answer: C

Question 2

An annuitant dies during the accumulation period. What happens to the cash in the annuity?

Options :

A : it is paid to the beneficiary

B : it is paid to the IRS

C : it is paid into the estate

D : the company keeps it

Answer: A

Question 3

Which of the following is a branch of dentistry dealing with the replacement of missing parts?

Options :

A : Periodontics

B : Endodontics

C : Prosthodontics

D : Orthodontics

Answer: C

Question 4

When selling an insurance policy in Pennsylvania, the producer must do all of the following EXCEPT

Options :

A : submit premiums within the normal course of business.

B : emphasize the benefits of the Guaranty Association.

C : protect any non-public or personal information about the applicant

D : provide a notice of information practices to applicants.

Answer: B

Question 5

A Key Person Disability Income Policy pays benefits to the

Options :

A : spouse.

B : employee.

C : dependent.

D : employer.

Answer: D